There are more options for financial assistance than I can address in one post, simply because each municipality, city, county, state, employer, association, etc. has their own set of offerings. If you are a member of any professional or other association, inquire about whether they have any financial assistance programs. Your employer? Inquire. Your county office? Inquire. City hall? Inquire. Just keep searching for that free money — it is out there.
Another avenue to travel is to go the crowdfunding route. Crowdfunding, sometimes called crowdlending, is where a website where perfect strangers can go, read about your story, and contribute financially to your goal or come together to invest together in realty. Here are a few of the websites you can check out (no affiliation, recommendation, or sponsorship intended):
There is also the good old fashioned route of asking the seller to credit towards your closing costs. You will still need to come up with the down payment to secure your mortgage loan, but you can save thousands if the seller credits you. It never hurts to ask and the worst they can say is no!